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Feeling appy, fintechs?

Last fall, after a year of testing, Deutsche Bank launched its dbAPI interface to drive forward its platform business. Germany's biggest financial institution is now unveiling the next stage at the scale11 forum for startups at CEBIT 2018.

30 May. 2018

Designed as the technical basis for platform operations (open banking) at Deutsche Bank, the Deutsche Bank Application Programming Interface, or dbAPI for short, has been launched to support the development of a new business model with innovative products and services. dbAPI enables the bank to include external partners, thereby quickly and securely expanding the range of digital products and services it offers clients. Following verification, dbAPI gives businesses - from start-ups to established brand names - access to specific client data, allowing them to develop and enhance new personalized apps or existing software products while keeping Deutsche Bank’s clients in complete control of their personal data at all times. Customers can decide for themselves whether they want to allow an external partner of the bank to access their data in return for the use of personalized digital services.

"dbAPI allows Deutsche Bank to offer its clients a wide range of innovative, bank-related services that also go far beyond traditional banking," says Markus Pertlwieser, Chief Digital Officer in Deutsche Bank’s Private, Wealth and Commercial Clients division. "By including external partners, the bank is accelerating the speed of innovation when it comes to expanding its digital platform business, allowing us to tap into new sources of revenue," adds Pertlwieser. Deutsche Bank is using its stand at CEBIT 2018 to show what can be done with banking data, which mirrors our everyday lives. "We're exhibiting right in the midst of the startups we want to work with to develop new products," says Joris Hensen, the founder and co-manager of Deutsche Bank's API program. "After all, we're always looking for new approaches for how our customers can make intelligent use of their banking data," explains Hensen. And it’s safe to say Deutsche Bank won’t have to look very far at CEBIT 2018, as where else can you find as many creative startups and experienced developers than at Europe's Business Festival for Innovation and Digitization?


Deutsche Bank API Program (65936 Frankfurt, Germany), Hall 27, Stand D61, scale11